Onboard Fastest with AI-Driven Fraud Solutions

Effectiv’s out-of-the-box fraud solutions bring your customers onboard faster allowing you to see the comprehensive story of customer activity across all channels. We combine dozens of industry-leading data sources into a single workflow, leveraging your customized rules and our proprietary AI.

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Reduce Engineering Dependency to Zero

Enable your teams to adapt to new fraud trends in no time

Your fraud and financial crime management teams can start with a best-in-class, out-of-the-box solution and customize it to fit your business without the need for any engineering resources. Backtest decisions and rules then run strategies in shadow-mode to measure impact before affecting live traffic.

Make better decisions with machine learning

Automate decision-making while reducing false positives

Our AI-driven fraud detection and compliance automation solutions are pre-integrated with data intelligence providers, come out-of-the-box and ready-to-use, saving you time and money.

Defeat fraud together, never alone

Consult and work with decades of world-class data science experts

The team behind Effectiv has built machine learning solutions for some of the biggest fintechs and financial institutions in the world and has helped scale automated decision-making for tens of billions of transactions. Every Effectiv customer profits from this expertise and has access to our world-class team of data science and machine learning experts to identify fraud patterns and financial crime.

Actionable insights at your fingertips

Case Management that adapts to your teams need

With a zero code, fast-to-market implementation, you can quickly customize your workflows and manage case lifecycles and operations within one solution. Start simplifying and automating with powerful machine learning that supercharges the reviewer’s workflow enabling more efficient and effective decisioning.
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Solutions to launch. Platform to grow.

Start with one of Effectiv’s expert-solutions and customise them to cater to your changing organisations needs while you grow.
Due to a lack of internal data at the time of an application for a financial product, financial institutions are forced to choose between a bad customer experience or high decline rates or higher fraud rates. By integrating with our out-of-the-box application fraud solution that comes pre-integrated with best-in-class data services to protect financial institutions from fraudsters, we can address both the needs of the modern consumer and prevent fraud from occurring.

In addition to RTP, P2P, and Zelle payments, we offer wire transfers, ACH transfers, ATM and debit card transactions, and check fraud protection. Utilizing machine learning driven insights, smart alerts for guided reviews, sophisticated signals pre-engineered for impact, and an integration that takes days (not weeks) to implement, Effectiv quickly identifies and protects legitimate customer transactions.

Defeating fraudulent attempts right at the POS terminal provides a frictionless customer experience while preventing costly monetary and reputation risks.

By using AI to help detect anomalies and patterns quickly, Effectiv’s compliance solutions reduce operational costs and protect your account holders while enabling risk teams to customize goal-based risk thresholds. 

Staying compliant with BSA/AML and KYC regulations is not only mandatory, it also improves efficiency, revenue, and the overall customer experience.

Want to define your own fraud-stopping workflows along with your own integrated solutions? Try our drag-and-drop sandbox tool which lets you test your own strategies enabling constant improvement.

Andrew Stone

Vice President, Fraud Management
& Financial Crimes

BHG Financial selected Effectiv for three core reasons:

  • The accumulated experience of the team in the fraud space
  • Significant and uncommon flexibility in servicing a complex multi-product environment
  • A feature roadmap that is a fraud executive’s dream – a competitive game changer for our business

Client Stories

Learn how Effectiv helps BHG save over
$2 million in fraud and go to market faster!

Insights That Reflect The Expertise Of The Team